Ryt Bank, The World’s First AI-Powered Bank, is marking Chinese New Year with a series of festive experiences built around how Malaysians share prosperity — socially, culturally and increasingly, digitally.

At the centre is a digital Angpow initiative where both the sender and receiver benefit, with rewards fully funded by Ryt Bank. Each successful sign-up unlocks a digital Angpow worth up to RM88 for both sides, allowing the gesture to be shared repeatedly throughout the festive season.

Rather than a one-off sign-up incentive, the idea is to mirror how Angpows are traditionally given during Chinese New Year — openly, generously and without limits. It is a win-win reward worth celebrating this CNY!

Sign up now by following this link: https://referrals.rytbank.my/MCoA/l22hcxye

After signing up, enter RYTLUMI as your referral code!

The initiative moves beyond typical one-sided sign-up rewards by ensuring that both participants receive an Angpow. With no cap on participation, the experience is designed to feel closer to festive giving than a conventional promotion.

“We observed how Angpows are shared during celebrations — openly, generously, and across social circles,” said Irene Cheah, Chief Marketing Officer, Ryt Bank. “So we created an experience where both sides benefit, the Angpows are fully funded, and participation has no limits. The intention is for it to feel like festive sharing, not just a marketing mechanic.”

Ryt Bank also introduced “What's my Huat”, a feature powered by Ryt AI that gives users a personalised Year of the Horse fortune reading. Accessible directly within the Ryt AI chat, users can tap the built-in prompt or type “What’s my Huat” to receive their reading. The experience generates a shareable festive card, turning a familiar cultural ritual into something quick, interactive and mobile-first.

Ready to get started?

Sign up here: https://referrals.rytbank.my/MCoA/l22hcxye

Make sure to enter RYTLUMI in the 'Referral Code' field to claim your angpow worth up to RM88. Then, share your unique referral code with friends to earn even more angpows!

Alongside its Chinese New Year initiatives, Ryt Bank has extended its savings bonus interest offering until the end of June. Customers can continue earning rewards based on these key features:

● Interest rate: Up to 4% p.a.

● Payment frequency: Paid daily.

● Flexibility: No lock-in period and full access to funds.

As part of the festive rollout, Ryt Bank released an original Chinese New Year music video featuring two emerging artistes — Faiq Syazwan Kuhiri, lead singer of Terrer, and Dennis Koit Jun Leong from Kelantan.

It reflects Ryt Bank’s support for emerging local artistes, giving them the chance to collaborate, experiment, and try something different for Chinese New Year. Blending Bahasa Malaysia and Chinese in a single track, the song brings a fun, light-hearted twist to the usual Chinese New Year sound — playful, energetic and unmistakably Malaysian.

Ryt Bank is a next-generation AI-powered digital bank led by YTL Digital Capital Sdn Bhd and Sea Limited. Committed to transforming the Malaysian banking landscape, they offer innovative, inclusive, and convenient financial products driven by technology to empower customers.

- Generated by AI

This News Stack is brought to you by Ryt Bank. For more information, follow them on social media or visit their official website.

Sign up now by following this link: https://referrals.rytbank.my/MCoA/l22hcxye

Enter RYTLUMI in the 'Referral Code' section to unlock your ang pow of up to RM88, then share your own referral code to friends for even more ang pows!